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How to Borrow Credit From Glo; step by step process.

How to Borrow Credit from Glo; step by step process.
How to borrow credit from Glo; step by step process [Image Credit: loanspot.ng].

Have you exhausted your airtime balance and are seeking guidance on how to borrow credit from your Glo sim card? With a Glo SIM card, users have the ability to conveniently borrow airtime within a matter of seconds and subsequently repay the borrowed amount at a later time.

Globacom Nigeria is a prominent telecommunications service provider in Nigeria, renowned for its extensive track record of delivering exceptional services to its customers and offering innovative products and solutions. Additionally, they prioritise offering cost-effective data rates, leading to the adoption of the slogan "Grandmasters of Data."

In an effort to consistently deliver high-quality and cost-effective services to their valued customers, they have introduced the "Glo Borrow Me Credit" feature on their network. The product enables subscribers to access airtime loans and repay the borrowed amount upon their subsequent recharge. With this service, subscribers can rest assured that they will never experience the inconvenience of running out of airtime without immediate means of recharging. This article provides a comprehensive guide on how to borrow credit from Glo network.

How can I be eligible for “Glo borrow me credit”?

There is currently no formal application process available for the "Glo borrow me credit" service. However, it is necessary for you to fulfil the specified requirements in order to be deemed eligible for utilising the service. Please find below the criteria for eligibility:

  • Your sim needs to be active on the Glo network for at least three months.
  • The monthly recharge on your active Glo line is up to N200
  • The amount recharged will determine the amount you can borrow. This means the more you recharge, the higher the amount you can borrow
  • If your Glo line meets the above criteria, then you can enjoy the services of Glo Borrow Me Airtime”.

How to borrow credit from Glo

To access the airtime borrowing service from Glo, you can utilise either the USSD code *321# or the official Glo mobile application. If you meet the criteria for borrowing airtime on the Glo network, you can follow the steps outlined below using your mobile phone to obtain your airtime promptly. See Glo NIN registration process.

How to borrow credit from Glo using the USSD code

  • Dial *777# or *303# from your mobile phone (Remember you must be a Glo subscriber)
  • Select the amount of airtime you want to borrow
  • Press send to confirm the selection
  • You can also borrow a specific amount of airtime by dialling *777# or *303*amount#. For example, *321*100#

Please note that there is a limit to the amount you can borrow. You will find a range of airtime you can borrow based on how much or how often you recharge. The airtime amount you can borrow ranges from N25 up to N5,000 sometimes.

How to borrow credit from Glo using the Glo app

Additionally, it is possible to obtain borrow credit using the mobile application. To access the application, please log in using your designated username and password. Once logged in, navigate to the appropriate section where you can request to borrow credit.

How to repay your borrowed airtime from Glo

The borrowed airtime amount from Glo can be repaid by recharging your queue. Nevertheless, there is no specific timeframe within which repayment must be made, and the service fee associated with the borrowed airtime remains constant.


The borrowed airtime can be utilised for making calls, sending text messages, and accessing data services. Please note that a service fee of 15% will be applied to the borrowed amount. For instance, in the event that you borrow N100, a service fee of 15% will be applied to the borrowed amount. This fee will subsequently be deducted from your next recharge. Thanks for reading this piece, on how to borrow credit from glo. I believe it has been useful. XOXO.

Also Read: How to share data on Airtel Nigeria Network.

Source: HR Forum Media

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